Equal sacrifice — not equal dollars, but equal percentage. Both all-in.

Debt is a shared problem — even if the debt isn't shared.

When both partners contribute the same percentage of their income to clearing debt, neither feels like they're carrying the other. The higher earner pays more in dollars — and that's right. The lower earner pays less — and that's right too. Both are all-in. That's informed unity.

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Your privacy is non-negotiable

Everything you enter here is used only to calculate your result. No data is saved, stored, or transmitted to any server. When you close this page, it's gone. We don't want your financial information — we just want to help you get rid of your debt.

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GET YOUR PLAN EMAILED TO YOU

After you calculate, we'll send your full report — freedom date, Phase 1 plan, and what life looks like after.

Optional but recommended. Private — no spam, ever.

CURRENCY

PAYOFF STRATEGY

How do you want to attack your debts?

YOUR DEBTS

Add every debt — credit cards, loans, BNPL, everything.

DEBT 1
DEBT 2
DEBT 3
Total debt: $25,500Total minimums: $570/mo

YOUR 3 MONEY BUCKETS

Each person enters their own 10% of net income into each bucket — not the same dollar amount, but the same percentage. Equal sacrifice.

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SAVINGS BUCKET — 10% EACH
Goes to debt during Phase 1. Becomes your wealth engine after freedom.
P1

Person 1's savings commitment

P2
Combined to debt: $200/mo
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RELATIONSHIP BUCKET — 10% EACH
Ring-fenced. Always. This is your relationship fund — never touched for debt. Starts working right now.

✨ The beautiful truth

You don't have to wait until you're debt-free to plan your cruise or honeymoon. Your relationship bucket funds those goals during Phase 1 — while you're paying off debt. This is what makes the plan sustainable.

Combined relationship fund: $200/moNever touches debt. Ever.
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PERSONAL BUCKET — 10% EACH
You earned it. You deserve it. Optionally, add a portion to debt acceleration.

💬 Start the conversation

Both partners must agree on the same percentage. This isn't about one person sacrificing more — it's about a shared decision. Toggle on and move the slider together.

Total extra to debt: $200/moTotal monthly outgoing: $770/mo
From the book
HIS PLAN HER PLAN
The complete couple's money roadmap — debt, savings, property, and the relationship fund. Built for two.
Get the book →

The Couple's Money Roadmap · Calculator Suite

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Tap to see your debt-free date